Q: What financial programs do Dr. Fan offer?
A: Payment for services rendered is due at the time the services are performed. Dr. Fan participates with some insurance companies’ networks; however, most insurance carriers only cover a portion of the actual charge (insurance companies generally only cover the use of acupuncture in treating pain and/or nausea). For this reason, it is important for patients to keep an ongoing account throughout the course of their treatment. The remaining balance is always the responsibility of the patient (including fees for cupping, Chinese herbs, etc.)
Dr. Fan is a provider of CareFirst BlueCross BlueShield (HMO, PPO, FEP; National Accounts, Blue Cards, etc.), Cigna PPO and United Healthcare, American Specialty Health (ASH), and FirstHealth (included in Mail Handler). He also gives an 80 percent discount to patients whose insurance doesn’t cover acupuncture.
CALL YOUR INSURANCE BEFORE SEEING DR.ARTHUR FAN.
(1) If Dr. Fan is an in-network Acupuncture provider for your HMO or PPO;
Dr. Fan will bill your health plan for you. You just need to pay him your deductible, if any, and co-payments and fees for non-covered treatments–such as herbal tea, cupping or massage. Benefits apply to acupuncture treatment for pain and/or nausea.
(2) If you have a PPO/HMO plan that does not have a benefit for Acupuncture,
In some situations Dr. Fan will give you a discount(about 80 percent rate), according to the pre-existing agreement between Dr. Fan and your plan.
(3) If your insurance plan accepts out-of-network acupuncture providers,
Dr. Fan may be able to submit claims to your insurance company.
(4) If your plan has no acupuncture benefit for out-of-network providers,
Dr. Fan will give you a discounted rate if your insurance card shows the marker “ASH” or “N-CAM”. Dr. Fan does offer discount program to senior patients (20% off). Medicare and Medicaid programs do not include acupuncture benefits.
For more information about insurance issue, please call your insurance for detail.